Panama City Beach, FL - Aerial view of neighborhood and surrounding area
Comprehensive Data Report

Panama City Beach, FL

ZIP Code 32413

Bay County

Population
14,820
Median Income
$75,970
Home Value
$348,600
Livability
71/100
Total Population
14,820
Median Household Income
$75,970
Median Home Value
$348,600
Median Rent
$1,460

Key Insights

What the data tells us about this area

Median household income is 100% higher than the state average, indicating an affluent area.

Home values are 100% higher than the state average. This area has a competitive real estate market.

Median age of 52 years suggests an established, mature community.

Quick Facts & Insights

Key metrics and how they compare

Household Income
$75,970
100% above state avg
Home Value
$348,600
100.2% above state avg
Rent
$1,460
100% above state avg
Population Density
14,820 residents
Median Age
52.4 years
Safety Score
64/100
Moderate safety

Livability Score

Overall quality of life rating based on key factors

Overall Livability
71
Good
Out of 100

Score Breakdown

Amenities
90/100
Cost of Living
100/100
Safety
64/100
Education
35/100
Employment
83/100
Housing
71/100
Weather
70/100

Data Sources & Accuracy

Official Government Data:Demographics and housing statistics are from the U.S. Census Bureau API (American Community Survey 5-Year Estimates). Weather and climate data comes from the National Oceanic and Atmospheric Administration (NOAA) API with official climate normals from the nearest weather station. Crime statistics are from the FBI Crime Data Explorer API, with county-level data when available, otherwise state-level official data.
Modeled Estimates:Schools and some economic indicators are currently modeled using statistical methods based on national averages and regional patterns. For critical decisions, verify with official sources:

Learn more about our data sources and methodology on our Data Sources page.

Location Map

Panama City Beach, FL 32413

Coordinates: 30.1697°, -85.6937°Open in Google Maps

Cost of Living

Compared to national average (100 = US average)

Overall Cost Index
59
Lower than avg
100 = US National Average

Cost Index by Category

Housing
0
Below avg
Transportation
90
Average
Healthcare
95
Average
Groceries
85
Below avg
Utilities
92
Average
Overall
59
Below avg

Economy & Employment

Job market and economic indicators

Labor Force
9,336
Employment Rate
88.0%
Avg. Commute
28 min
Work From Home
12%

Top Industries by Employment

Industry Breakdown

Healthcare & Social Assistance
19.1%
Professional Services
16.4%
Retail Trade
10.5%
Manufacturing
8.5%
Education
8.1%
Total Employed
8,215
Total Unemployed
1,121
Unemployment Rate
12.0%

Nearby ZIP Codes

Explore surrounding areas

Demographics Overview

Comprehensive population statistics and demographic breakdown

Age Distribution

Population by age group

Household Income Distribution

Households by income bracket

Education Levels (Age 25+)

Highest education attained

Race & Ethnicity

Demographic composition

Median Age
52.4 years
Per Capita Income
$52,185
Poverty Rate
8.7%