FL landscape

32407

Panama City Beach, FL

Total Population

14,710
5-year trend
+12.2%

Median Household Income

$75,093
5-year trend
+15.6%

Median Home Value

$334,000
5-year trend
+36.9%

Median Rent

$1,750
5-year trend
+27.3%

About Panama City Beach, FL

Comprehensive Neighborhood Analysis

Neighborhood Profile

Panama City Beach, FL in Bay represents a established neighborhood with approximately 14,710 residents. This upper-middle income area is characterized by a competitive housing market, with median home values around $334,000 and a median household income of $75,093.

The community features a active, family-oriented residents, with a median age of 39 years. Residents benefit from a varied educational attainment levels, contributing to a diverse and vibrant local culture. The area's economic landscape reflects its demographic composition, with household incomes and property values aligned with broader regional trends.

Population
14,710

Medium-sized community with diverse demographics

Median Income
$75,093

Upper-middle income earning profile

Home Value
$334,000

Competitive housing market

Quality of Life Overview

Our comprehensive analysis evaluates Panama City Beach, FL across multiple quality-of-life dimensions including amenities access, cost of living, safety metrics, educational opportunities, and climate conditions. The overall livability score of 74/10 reflects these combined factors, providing residents and prospective movers with data-driven insights into the area's living standards.

Key Insights

What the data tells us about this area

Median household income is 100% higher than the state average, indicating an affluent area.

Home values are 101% higher than the state average. This area has a competitive real estate market.

Quick Facts & Insights

Key metrics and how they compare

Household Income
$75,093
100.3% above state avg
Home Value
$334,000
100.9% above state avg
Rent
$1,750
100% above state avg
Population Density
14,710 residents
Median Age
39.0 years
Safety Score
64/100
Moderate safety

Livability Score

Overall quality of life rating based on key factors

Overall Livability
74
Good
Out of 100

Score Breakdown

Amenities
90/100
Cost of Living
100/100
Safety
64/100
Education
48/100
ℹ️ Hover for details
Employment
84/100
Housing
76/100
Weather
70/100

Expert Analysis & Insights

Data-Driven Community Assessment

Our team of data analysts and urban planning experts have evaluated Panama City Beach, FL across multiple dimensions to provide you with actionable insights. These findings are based on comprehensive analysis of demographic trends, economic indicators, housing market dynamics, and quality of life factors.

Below-Average Cost of Living

Opportunity

The cost of living index of 59 is below the national average of 100, meaning your dollar stretches further here. This can translate to higher disposable income, easier savings, and improved quality of life.

Methodology: Our analysis combines official data from the U.S. Census Bureau, Bureau of Labor Statistics, and regional housing databases with proprietary algorithms to identify meaningful patterns and trends. All comparisons use state-level benchmarks unless otherwise noted.

Data Sources & Accuracy

Official Government Data:Demographics and housing statistics are from the U.S. Census Bureau API (American Community Survey 5-Year Estimates). Weather and climate data comes from the National Oceanic and Atmospheric Administration (NOAA) API with official climate normals from the nearest weather station. Crime statistics are from the FBI Crime Data Explorer API, with county-level data when available, otherwise state-level official data.
Modeled Estimates:Schools and some economic indicators are currently modeled using statistical methods based on national averages and regional patterns. For critical decisions, verify with official sources:

Learn more about our data sources and methodology on our Data Sources page.

Interactive Location Map

Panama City Beach, FL 32407

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Coordinates: 30.2007°, -85.8136°Open in Google Maps

Cost of Living

Compared to national average (100 = US average)

Overall Cost Index
59
Lower than avg
100 = US National Average

Cost Index by Category

Housing
-1
Below avg
Transportation
90
Average
Healthcare
95
Average
Groceries
85
Below avg
Utilities
92
Average
Overall
59
Below avg

Economy & Employment

Job market and economic indicators

Labor Force
8,322
Employment Rate
94.3%
Avg. Commute
28 min
Work From Home
2%

Top Industries by Employment

Industry Breakdown

Educational Services
29.9%
Finance & Insurance
28%
Professional & Business Services
15.3%
Construction
10%
Manufacturing
9.5%
Total Employed
7,848
Total Unemployed
186
Unemployment Rate
2.2%

Nearby ZIP Codes

Explore surrounding areas

Frequently Asked Questions

Everything you need to know about Panama City Beach, FL

According to the latest U.S. Census Bureau data, Panama City Beach, FL has a total population of approximately 14,710 residents. This population figure is derived from the American Community Survey (ACS) 5-Year estimates, which provide the most reliable and comprehensive demographic data available.

Have more questions? Our data is continuously updated to provide you with the most accurate and comprehensive information available. For specific inquiries or detailed analysis, consider consulting with local real estate professionals, financial advisors, or community organizations who can provide personalized guidance based on your unique situation.

Demographics Overview

Comprehensive population statistics and demographic breakdown

Key Demographic Insightsfor Panama City Beach, FL

Median household income is 100% below state average, suggesting more affordable cost of living.

35.6% of adults hold bachelor's degrees or higher, comparable to national average.

Strong job market with unemployment rate of 2.2%, below national average.

Low poverty rate of 7.8%, well below national average.

Insights are derived from US Census Bureau data and may not reflect recent changes.

Household Income Distribution

Local Median Income
$75,093
-0.1% vs US
vs State Median
+-100.3%
State: $-27,939,778
Income Distribution
30.8%
Under $50k
18.5%
Over $100k
Lower Income
Middle Income
Higher Income
Data from US Census Bureau ACS 5-Year Estimates

Age Distribution

Population by age group

Household Income Breakdown

Households by income bracket

Education Levels (Age 25+)

Highest education attained

Race & Ethnicity

Demographic composition

Households & Employment

Household Types

Family composition breakdown

Average Household Size: 2.26 people

Total Households
6,459
Family Households
49.3%

Employment by Industry

Where residents work

#1 Industry
Education
29.9%
#2 Industry
Finance
28.0%
#3 Industry
Professional
15.3%
Total Employed Residents:2,922

Commute Patterns

How residents get to work

Short Commute
3.8%
Under 10 minutes
Long Commute
2.1%
Over 60 minutes
Work From Home
2.0%
151 workers
Public Transit
1.7%
123 workers
Total Commuting Workers:7,393
Commute Insights

Labor Force Statistics

Employment Rate
97.8%
7,848 employed
Labor Force
8,322
186 unemployed
Unemployment Rate:2.2%
Median Age
39.0 years
Per Capita Income
$46,154
Poverty Rate
7.8%

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