Panama City, FL - Aerial view of neighborhood and surrounding area
Comprehensive Data Report

Panama City, FL

ZIP Code 32401

Bay County

Population
18,120
Median Income
$46,603
Home Value
$172,200
Livability
67/100
Total Population
18,120
Median Household Income
$46,603
Median Home Value
$172,200
Median Rent
$1,055

Key Insights

What the data tells us about this area

Median household income is 100% higher than the state average, indicating an affluent area.

Home values are 100% higher than the state average. This area has a competitive real estate market.

Quick Facts & Insights

Key metrics and how they compare

Household Income
$46,603
100% above state avg
Home Value
$172,200
100.1% above state avg
Rent
$1,055
100% above state avg
Population Density
18,120 residents
Median Age
45.7 years
Safety Score
51/100
Moderate safety

Livability Score

Overall quality of life rating based on key factors

Overall Livability
67
Fair
Out of 100

Score Breakdown

Amenities
93/100
Cost of Living
100/100
Safety
51/100
Education
24/100
Employment
62/100
Housing
95/100
Weather
70/100

Data Sources & Accuracy

Official Government Data:Demographics and housing statistics are from the U.S. Census Bureau API (American Community Survey 5-Year Estimates). Weather and climate data comes from the National Oceanic and Atmospheric Administration (NOAA) API with official climate normals from the nearest weather station. Crime statistics are from the FBI Crime Data Explorer API, with county-level data when available, otherwise state-level official data.
Modeled Estimates:Schools and some economic indicators are currently modeled using statistical methods based on national averages and regional patterns. For critical decisions, verify with official sources:

Learn more about our data sources and methodology on our Data Sources page.

Location Map

Panama City, FL 32401

Coordinates: 30.1922°, -85.6630°Open in Google Maps

Cost of Living

Compared to national average (100 = US average)

Overall Cost Index
59
Lower than avg
100 = US National Average

Cost Index by Category

Housing
0
Below avg
Transportation
90
Average
Healthcare
95
Average
Groceries
85
Below avg
Utilities
92
Average
Overall
59
Below avg

Economy & Employment

Job market and economic indicators

Labor Force
11,415
Employment Rate
88.0%
Avg. Commute
22 min
Work From Home
8%

Top Industries by Employment

Industry Breakdown

Professional Services
16.4%
Retail Trade
15.8%
Healthcare & Social Assistance
15.5%
Manufacturing
12.7%
Education
9.1%
Total Employed
10,045
Total Unemployed
1,370
Unemployment Rate
12.0%

Nearby ZIP Codes

Explore surrounding areas

Demographics Overview

Comprehensive population statistics and demographic breakdown

Age Distribution

Population by age group

Household Income Distribution

Households by income bracket

Education Levels (Age 25+)

Highest education attained

Race & Ethnicity

Demographic composition

Median Age
45.7 years
Per Capita Income
$32,275
Poverty Rate
19.0%