Panama City, FL - Aerial view of neighborhood and surrounding area
Comprehensive Data Report

Panama City, FL

ZIP Code 32412

Bay County

Population
42,412
Median Income
$47,412
Home Value
$205,009
Livability
74/100
Total Population
42,412
Median Household Income
$47,412
Median Home Value
$205,009
Median Rent
$1,317

Key Insights

What the data tells us about this area

Median household income is 100% higher than the state average, indicating an affluent area.

Home values are 100% higher than the state average. This area has a competitive real estate market.

Quick Facts & Insights

Key metrics and how they compare

Household Income
$47,412
100% above state avg
Home Value
$205,009
100.1% above state avg
Rent
$1,317
100% above state avg
Population Density
42,412 residents
Median Age
36.2 years
Safety Score
64/100
Moderate safety

Livability Score

Overall quality of life rating based on key factors

Overall Livability
74
Good
Out of 100

Score Breakdown

Amenities
72/100
Cost of Living
67/100
Safety
74/100
Education
76/100
Employment
72/100
Housing
75/100
Weather
80/100

Data Sources & Accuracy

Official Government Data:Demographics and housing statistics are from the U.S. Census Bureau API (American Community Survey 5-Year Estimates). Weather and climate data comes from the National Oceanic and Atmospheric Administration (NOAA) API with official climate normals from the nearest weather station. Crime statistics are from the FBI Crime Data Explorer API, with county-level data when available, otherwise state-level official data.
Modeled Estimates:Schools and some economic indicators are currently modeled using statistical methods based on national averages and regional patterns. For critical decisions, verify with official sources:

Learn more about our data sources and methodology on our Data Sources page.

Location Map

Panama City, FL 32412

Coordinates: 30.2345°, -85.6920°Open in Google Maps

Cost of Living

Compared to national average (100 = US average)

Overall Cost Index
106
Near average
100 = US National Average

Cost Index by Category

Housing
109
Average
Transportation
105
Average
Healthcare
104
Average
Groceries
101
Average
Utilities
100
Average
Overall
106
Average

Economy & Employment

Job market and economic indicators

Labor Force
25,598
Employment Rate
95.0%
Avg. Commute
26 min
Work From Home
13%

Top Industries by Employment

Industry Breakdown

Professional Services
16.1%
Healthcare & Social Assistance
14.8%
Retail Trade
14.6%
Education
11.3%
Manufacturing
8.7%
Total Employed
24,325
Total Unemployed
2,146
Unemployment Rate
8.4%

Nearby ZIP Codes

Explore surrounding areas

Demographics Overview

Comprehensive population statistics and demographic breakdown

Age Distribution

Population by age group

Household Income Distribution

Households by income bracket

Education Levels (Age 25+)

Highest education attained

Race & Ethnicity

Demographic composition

Median Age
36.2 years
Per Capita Income
$28,447
Poverty Rate
10.4%