Panama City, FL - Aerial view of neighborhood and surrounding area
Comprehensive Data Report

Panama City, FL

ZIP Code 32404

Bay County

Population
40,969
Median Income
$66,230
Home Value
$211,100
Livability
72/100
Total Population
40,969
Median Household Income
$66,230
Median Home Value
$211,100
Median Rent
$1,259

Key Insights

What the data tells us about this area

Median household income is 100% higher than the state average, indicating an affluent area.

Home values are 100% higher than the state average. This area has a competitive real estate market.

Quick Facts & Insights

Key metrics and how they compare

Household Income
$66,230
100% above state avg
Home Value
$211,100
100.1% above state avg
Rent
$1,259
100% above state avg
Population Density
40,969 residents
Median Age
38.3 years
Safety Score
56/100
Moderate safety

Livability Score

Overall quality of life rating based on key factors

Overall Livability
72
Good
Out of 100

Score Breakdown

Amenities
100/100
Cost of Living
100/100
Safety
56/100
Education
22/100
Employment
81/100
Housing
95/100
Weather
70/100

Data Sources & Accuracy

Official Government Data:Demographics and housing statistics are from the U.S. Census Bureau API (American Community Survey 5-Year Estimates). Weather and climate data comes from the National Oceanic and Atmospheric Administration (NOAA) API with official climate normals from the nearest weather station. Crime statistics are from the FBI Crime Data Explorer API, with county-level data when available, otherwise state-level official data.
Modeled Estimates:Schools and some economic indicators are currently modeled using statistical methods based on national averages and regional patterns. For critical decisions, verify with official sources:

Learn more about our data sources and methodology on our Data Sources page.

Location Map

Panama City, FL 32404

Coordinates: 30.1470°, -85.5211°Open in Google Maps

Cost of Living

Compared to national average (100 = US average)

Overall Cost Index
59
Lower than avg
100 = US National Average

Cost Index by Category

Housing
0
Below avg
Transportation
90
Average
Healthcare
95
Average
Groceries
85
Below avg
Utilities
92
Average
Overall
59
Below avg

Economy & Employment

Job market and economic indicators

Labor Force
25,810
Employment Rate
88.0%
Avg. Commute
22 min
Work From Home
12%

Top Industries by Employment

Industry Breakdown

Healthcare & Social Assistance
19.3%
Manufacturing
14.7%
Retail Trade
13.9%
Professional Services
12.5%
Education
10.4%
Total Employed
22,712
Total Unemployed
3,098
Unemployment Rate
12.0%

Nearby ZIP Codes

Explore surrounding areas

Demographics Overview

Comprehensive population statistics and demographic breakdown

Age Distribution

Population by age group

Household Income Distribution

Households by income bracket

Education Levels (Age 25+)

Highest education attained

Race & Ethnicity

Demographic composition

Median Age
38.3 years
Per Capita Income
$30,515
Poverty Rate
9.5%